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PM Vishwakarma, a Central Sector Scheme, was launched on 17th September, 2023 by the Prime Minister to offer end-to-end assist to artisans and craftspeople who work with their arms and instruments. The Scheme covers artisans and craftspeople engaged in 18 trades, viz.(i) Carpenter (Suthar/Badhai); (ii) Boat Maker; (iii) Armourer; (iv) Blacksmith (Lohar); (v) Hammer and Software Equipment Maker; (vi) Locksmith; (vii) Goldsmith (Sonar); (viii) Potter (Kumhaar); (ix) Sculptor (Moortikar, stone carver), Stone breaker; (x) Cobbler (Charmkar)/ Shoesmith/Footwear artisan; (xi) Mason (Rajmistri); (xii) Basket/Mat/Broom Maker/Coir Weaver; (xiii) Doll & Toy Maker (Conventional); (xiv) Barber (Naai); (xv) Garland maker (Malakaar); (xvi) Washerman (Dhobi); (xvii) Tailor (Darzi); and (xviii) Fishing Internet Maker.
The Scheme envisages provisioning of the next advantages to the artisans and crafts individuals:
(i) Recognition: Recognition of artisans and craftspeople by way of PM Vishwakarma certificates and ID card.
(ii) Talent Upgradation: Primary Coaching of 5-7 days and Superior Coaching of 15 days or extra, with a stipend of Rs. 500 per day;
(iii) Toolkit Incentive: A toolkit incentive of upto Rs. 15,000 within the type of e-vouchers firstly of Primary Talent Coaching.
(iv) Credit score Help: Collateral free ‘Enterprise Growth Loans’ of upto Rs. 3 lakh in two tranches of Rs. 1 lakh and Rs. 2 lakh with tenures of 18 months and 30 months, respectively, at a concessional fee of curiosity fastened at 5%, with Authorities of India subvention to the extent of 8%. Beneficiaries who’ve accomplished Primary Coaching might be eligible to avail the primary tranche of credit score assist of upto Rs. 1 lakh. The second mortgage tranche might be obtainable to beneficiaries who’ve availed the 1st tranche and maintained a normal mortgage account and have adopted digital transactions of their enterprise or have undergone Superior Coaching.
(v) Incentive for Digital Transaction: An quantity of Re. 1 per digital transaction, upto most 100 transactions month-to-month might be credited to the beneficiary’s account for every digital pay-out or receipt.
(vi) Advertising and marketing Help: Advertising and marketing assist might be supplied to the artisans and craftspeople within the type of high quality certification, branding, onboarding on e-commerce platforms similar to GeM, promoting, publicity and different advertising actions to enhance linkage to worth chain.
Along with the above-mentioned advantages, the Scheme will onboard the beneficiaries on Udyam Help Platform as ‘entrepreneurs’ within the formal MSME ecosystem.
Enrolment of beneficiaries shall be completed by way of Widespread Service Centres with Aadhaar-based biometric authentication on PM Vishwakarma portal. The enrolment of beneficiaries might be adopted by a three-step verification which can embody (i) Verification at Gram Panchayat/ ULB stage, (ii) Vetting and Advice by the District Implementation Committee (iii) Approval by the Screening Committee.
For extra data, the Pointers of PM Vishwakarma could be accessed at pmvishwakarma.gov.in. For any queries, artisans and craftspeople could name at 18002677777 or e mail at pm-vishwakarma@dcmsme.gov.in.
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