AU Small Finance Financial institution on Saturday reported a 53 per cent surge in internet revenue at ₹858 crore for the second quarter ended September 30, 2026 on the again of enchancment in curiosity earnings.
The lender had earned a internet revenue of ₹561 crore within the year-ago interval.
Whole earnings rose to ₹6,382 crore within the quarter beneath assessment from ₹5,224 crore in the identical interval a yr in the past, AU Small Finance Financial institution mentioned in a regulatory submitting.
Curiosity earnings elevated to ₹5,612 crore as towards ₹4,511 crore within the corresponding second quarter of the earlier yr.
Web curiosity earnings of the financial institution improved to ₹2,820 crore within the July-September quarter, from ₹2,144 crore within the September quarter of 2025, registering a progress of 32 per cent.
Web curiosity margin elevated to five.8 per cent from 5.5 per cent on the finish of September 2025.
Asset high quality of the financial institution additionally improved with gross non-performing property (NPAs) declining to 1.99 per cent of gross advances on the finish of the September quarter 2026, as towards 2.41 per cent a yr in the past.
Web NPAs or unhealthy mortgage too moderated to 0.81 per cent, as towards 0.88 per cent within the year-ago interval.
Nonetheless, the Capital Adequacy Ratio of the financial institution decreased to 18.54 per cent, from 18.78 per cent on the finish of September 2025.
“This quarter’s efficiency is a mirrored image of the establishment we’re steadily constructing, one that mixes progress with profitability, and ambition with prudence,” AU Small Finance Financial institution MD & CEO Sanjay Agarwal mentioned.
The balanced progress of the franchise, bettering profitability and secure asset high quality reinforce confidence that the foundations for sustained, long-term efficiency are firmly in place, he added.
