Author: Liz Weston, CFP®

[ad_1] Cuando nuestro refrigerador de 17 años empezó a hacer un ruido raro, pensé que necesitaríamos uno nuevo. Me sorprendió, y francamente me decepcionó un poco, que un técnico lo arreglara por menos de $200. Tuve que posponer mi sueño de tener un nuevo Frigidaire de dos puertas, pero el viejo y de bajo costo sigue funcionando bien ocho años después.Nuestra experiencia demuestra que la decisión de reparar o sustituir un electrodoméstico puede ser más compleja de lo que indican las pautas generales. Lograr más años de vida útil de sus electrodomésticos puede ahorrarle dinero (en inglés) y evitar que…

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[ad_1] Sooner or later, most older individuals will need assistance getting by way of the day. Somebody turning 65 right this moment has a 70% likelihood of ultimately requiring help with fundamental residing actions, reminiscent of bathing, dressing and utilizing the bathroom, based on the U.S. Division of Well being and Human Companies.That’s the grim actuality. Even grimmer is that Medicare usually doesn’t pay for such assist. Plus, households usually don’t strive to determine the right way to present this care till there’s a well being disaster, which might result in pointless stress, conflicts and escalating prices, says licensed monetary…

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[ad_1] The investing data supplied on this web page is for instructional functions solely. NerdWallet, Inc. doesn’t supply advisory or brokerage providers, nor does it suggest or advise buyers to purchase or promote explicit shares, securities or different investments.Skilled organizers may outline family litter as a pile of unmade selections. Cash litter is far the identical.These bank cards you now not use however haven’t closed? That’s cash litter. So is the retirement account you left behind three jobs in the past and the monetary paperwork you retain however now not want. Cash litter can also embody damaged methods that needs…

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[ad_1] The investing data supplied on this web page is for academic functions solely. NerdWallet doesn’t supply advisory or brokerage providers, nor does it advocate or advise buyers to purchase or promote explicit shares, securities or different investments.Again in 2016, Jamie Clark of Seattle was a software program engineer who deliberate to take a 12 months off of labor to complete a grasp’s diploma in computational linguistics. One 12 months was three and a profession become monetary planning.These days, Clark, who makes use of they/them pronouns, believes the expertise makes them a greater advisor — significantly since their profession break didn’t…

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