[ad_1] Right here’s a great query for the brand new yr: Is 2022 a great time to put money into shares? In turbulent occasions like these, it’s laborious to know the suitable monetary strikes to make. Lots of the tried-and-true recommendation we’ve at all times relied on doesn’t appear related anymore. Is now a great time to take a position? Ought to I give attention to paying off debt? Or saving? It’s useful to seek the advice of with a professional. So we requested Robin Hartill, an authorized monetary planner, in addition to an editor and monetary recommendation columnist for…
Author: mike@thepennyhoarder.com (Mike Brassfield)
[ad_1] Let’s face it: The price of dwelling is kicking our butts. If you happen to’re questioning why you’re having hassle getting forward, it’s as a result of the sport is rigged in opposition to you. Whereas wages have gone up over the previous couple of many years, they haven’t saved up with inflation. So as to add insult to damage, the price of big-ticket purchases, like homes, automobiles and school levels has elevated sooner than the tempo of inflation. In different phrases, the price of every part is rising quite a bit sooner than your wage is. The federal…
[ad_1] Let’s make it clear proper off the bat: Your technology is the finest technology, OK? And irrespective of which technology you occur to belong to, there’s loads you’ll be able to study from the monetary errors of earlier generations, who all behaved in financially unwise methods. In the event you’re Gen Z, you’ll be able to keep away from the house-hunting regrets of millennials. In the event you’re a millennial, you’ll be able to study from the bank card disasters of Gen X. In the event you’re Gen X, there’s nonetheless time to keep away from repeating the retirement…
[ad_1] The Drive can be with us — at all times. Over quite a few motion pictures and various iterations, “Star Wars” has taught us about overcoming obstacles, about coping with household drama, about friendship, about persistence, about beating the chances — and even about cash. As a result of that is The Penny Hoarder, we’re particularly within the half about cash. Despite the fact that the epic saga of Luke Skywalker & Co. performed out a very long time in the past in a galaxy far, far-off, the monetary knowledge applies to the right here and now. Put together…
[ad_1] A number of the hyperlinks on this publish are from our sponsors. We give you correct, dependable data. Be taught extra about how we generate profits and choose our promoting companions. CEOs know cash. That’s why they make a lot of it. Each firm’s CEO retains an eagle eye on one quantity — the underside line. Add up your income, subtract your bills, and also you’ve acquired your backside line. Finally, it’s the one quantity that issues. So many people get a bit sloppy concerning the backside line. We earn what we earn, and we spend a bit an…
[ad_1] A number of the hyperlinks on this publish are from our sponsors. We give you correct, dependable data. Be taught extra about how we generate income and choose our promoting companions. So, 2021 was a very horrible yr, am I proper? This pandemic has stolen all types of issues from us. It took hundreds of thousands of jobs, lots of of 1000’s of American lives, and numerous hours of in-classroom faculty instruction. It emptied our financial institution accounts and shredded our peace of thoughts. How about 2022? Is it coming for us, too? With regards to cash, we’re agency…