In regards to the writer: Jonathan Clements is the founding father of the non-public finance web site HumbleDollar. He spent nearly 20 years at The Wall Avenue Journal, the place he was the newspaper’s personal-finance columnist, and 6 years at Citigroup, the place he was director of economic training for the financial institution’s U.S. wealth administration arm. Learn a piece tailored with permission by Harriman Home from My Cash Journey: How 30 Folks Discovered Monetary Freedom—And You Can Too.
