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Home » AU Small Finance Bank Q4 business update: Deposits up 23% YoY at Rs 1.52 lk cr, advances rise 25%
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AU Small Finance Bank Q4 business update: Deposits up 23% YoY at Rs 1.52 lk cr, advances rise 25%

Business Circle TeamBy Business Circle TeamApril 5, 2026No Comments2 Mins Read
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AU Small Finance Bank Q4 business update: Deposits up 23% YoY at Rs 1.52 lk cr, advances rise 25%
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Personal sector lender AU Small Finance Financial institution reported regular progress throughout key stability sheet objects, its fourth-quarter enterprise replace on Saturday confirmed.

The financial institution’s complete deposits stood at Rs 1.52 lakh crore as of March 31, 2026, registering a 22.8% year-on-year progress and a ten.3% enhance sequentially from Rs 1.38 lakh crore as of December 31, 2025. CASA deposits got here in at Rs 43,360 crore, up 19.6% year-on-year and eight.5% quarter-on-quarter. Nevertheless, the CASA ratio stood at 28.4%, in comparison with 29.2% a 12 months in the past and 28.9% within the earlier quarter.

On the advances entrance, gross advances stood at Rs 1.36 lakh crore, reflecting a 25.1% year-on-year progress and an 8.7% rise sequentially from Rs 1.26 lakh crore. The financial institution’s securitised and assigned portfolio was reported at Rs 4,290 crore, in comparison with Rs 6,926 crore within the year-ago interval and Rs 4,689 crore within the earlier quarter.

General, the gross mortgage portfolio (A+B) stood at Rs 1.40 lakh crore as of March 31, 2026, marking a 21.3% year-on-year progress and an 8% enhance quarter-on-quarter from Rs 1.30 lakh crore.

Banking shares have come beneath sharp strain over the previous three months, with most lenders underperforming the benchmark Nifty 50 amid a difficult macro backdrop marked by sustained international institutional investor (FII) outflows, escalating geopolitical tensions and a surge in power costs. AU Small Finance Financial institution shares have declined 13% because the starting of the 12 months.

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Dwell Occasions


The underperformance comes amid persistent FII promoting, which has disproportionately impacted financials resulting from their heavy weightage in benchmark indices. On the identical time, the escalation of the Iran-Israel battle has triggered a spike in crude oil costs, elevating considerations over inflation and delaying expectations of rate of interest cuts by world central banks.

In a separate improvement in February, the Haryana authorities de-empanelled the lender from authorities enterprise after suspected fraudulent actions have been disclosed.The corporate issued a clarification late Sunday, stating it initiated an inside evaluate concerning two accounts in query. The financial institution additional stated that each these accounts have been “duly opened after completion of all relevant KYC checks and requisite authorisations” and have been in accordance with the financial institution’s inside insurance policies and processes.

(Disclaimer: Suggestions, ideas, views and opinions given by the specialists are their very own. These don’t characterize the views of The Financial Instances)



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