The federal pupil mortgage system is present process its largest overhaul in a long time, with many adjustments taking impact on July 1, 2026. These updates stem from the One Massive Stunning Invoice Act (OBBBA), a sweeping funds reconciliation legislation signed by President Trump on July 4, 2025.
Whereas the brand new legislation touches many areas of federal coverage, its federal pupil mortgage provisions will reshape how a lot you’ll be able to borrow, the way you repay, and whether or not sure varieties of help can be found to you in any respect.
See what to anticipate beginning on July 1 and past, and discover extra assets linked within the articles under.
Wish to be taught extra in regards to the adjustments outlined above? Try these tales:
